Frequently Asked Questions

What is car financing?

Car financing is a process where a lender provides you with the funds to purchase a vehicle. In return, you agree to repay the loan amount plus interest and associated fees over a set period. This allows you to acquire a car without paying the full price upfront.

How do I apply for car financing?

To apply, you can fill out our application form or call up one of our team on 0330 056 3556 to assist you through the form. You’ll need to provide personal information such as your name, address, employment details, and income.

Can I finance a car with bad credit?

Yes, it is possible, but be prepared for higher interest rates and fees. Improving your credit score before applying can help secure better terms.

Do I need insurance to finance a car?

Yes, lenders typically require comprehensive and collision insurance to protect their investment in the vehicle. You may also need to carry gap insurance, which covers the difference between the car’s value and the loan amount if the car is totalled or stolen.

What happens if I miss a car loan payment?

Missing a payment can incur late fees and negatively impact your credit score. Continued missed payments can lead to the lender repossessing the vehicle. It’s important to communicate with the lender if you’re facing financial difficulties.

Can I refinance my car loan?

Yes, refinancing involves taking out a new loan with different terms to pay off your existing car loan. It can be beneficial if you find a loan with a lower interest rate, leading to lower monthly payments or a shorter loan term.

Looking for something else?

Have a question you can’t find the answer to? Use our simple
contact form below and one of our helpful team will get in
touch with you as soon as possible.

4 Simple Steps

From Apply To Drive


Apply Online

Kickstart your journey with a hassle-free online application that takes just 60 seconds.


Get Decision

Receive a speedy financing decision so you can proceed with confidence and clarity.


Choose A Car

Select your dream car from a wide range of options, all at your fingertips.


Drive Away

Finalise the paperwork effortlessly and drive away in your new car with a smile.

Easy, right? Start your application