Car financing you will Luv

Choose your car from any reputable dealer across the UK

My budget is

to pay back over

My credit score is

Best Available Rate


Total Repayment


Total Cost of Credit


6 monthly payments of £0.00

See full breakdown

Get My Quote

Representative Example

Borrowing £7,500 over 4 years with a representative APR of 22.4% an annual interest rate of 22.4% (fixed) and a deposit of £0.00, the amount payable would be £229.76 per month, with a total cost of credit of £3528.48 and a total amount payable of £11,028.64.

Luv Car Loans is a broker, not a lender. Our rates start from 9.9% APR, the rate you are offered will be based upon your individual circumstances.

Lender fees may apply, this is an example only.

4 Simple Steps

From Apply To Drive


Apply Online

Kickstart your journey with a hassle-free online application that takes just 60 seconds.


Get Decision

Receive a speedy financing decision so you can proceed with confidence and clarity.


Choose A Car

Select your dream car from a wide range of options, all at your fingertips.


Drive Away

Finalise the paperwork effortlessly and drive away in your new car with a smile.

Easy, right? Start your application

Common Pre-Application Questions

Can you guarantee me finance?

The short answer is no, nobody can. What we can promise, however, is to try hard to provide you with affordable finance.

I have been refused finance, what can I do?

No problem. We have a wide range of options available that could help. Please contact us and let us know more about your situation.

I have a good credit rating why choose Luv?

We will always give you the very best rate based on your credit score. Want to know what credit you could get? Try out our budget calculator.

Do you have a question?

If you have any questions or concerns about applying or about your application then don’t hesitate to get in touch!

Give one of our friendly team a call on 0330 056 3556 or if you prefer, leave your name and contact number and we will get in touch with you as soon as possible.

We’re here to help

At Luv Car Loans, we’re dedicated to making your car financing experience smooth and straightforward. With our expert team on hand, we aim to secure you competitive loan options from trusted lenders, ensuring you find the perfect match for your budget and lifestyle.

  • Manchester

  • Warrington

  • Warrington

  • Manchester

  • Manchester

  • Warrington

  • Manchester

  • Warrington

  • Manchester

  • Warrington

  • Warrington

Part of the Luv Group

Luv Car Loans, a proud member of the esteemed Luv Group, leverages the collective expertise and resources of the group to provide unparalleled car financing solutions. Our affiliation ensures that customers receive not only competitive loan options but also the trusted service and reliability synonymous with the Luv Group name.

To discover the full range of services and benefits offered by us, please visit the Luv Group website.

Frequently Asked Questions

What is car financing?

Car financing is a process where a lender provides you with the funds to purchase a vehicle. In return, you agree to repay the loan amount plus interest and associated fees over a set period. This allows you to acquire a car without paying the full price upfront.

How do I apply for car financing?

To apply, you can fill out our application form or call up one of our team on 0330 056 3556 to assist you through the form. You’ll need to provide personal information such as your name, address, employment details, and income.

Can I finance a car with bad credit?

Yes, it is possible, but be prepared for higher interest rates and fees. Improving your credit score before applying can help secure better terms.

Do I need insurance to finance a car?

Yes, lenders typically require comprehensive and collision insurance to protect their investment in the vehicle. You may also need to carry gap insurance, which covers the difference between the car’s value and the loan amount if the car is totalled or stolen.

What happens if I miss a car loan payment?

Missing a payment can incur late fees and negatively impact your credit score. Continued missed payments can lead to the lender repossessing the vehicle. It’s important to communicate with the lender if you’re facing financial difficulties.

Can I refinance my car loan?

Yes, refinancing involves taking out a new loan with different terms to pay off your existing car loan. It can be beneficial if you find a loan with a lower interest rate, leading to lower monthly payments or a shorter loan term.

Looking for something else?

Have a question you can’t find the answer to? Use our simple
contact form below and one of our helpful team will get in
touch with you as soon as possible.